Commercial insurance is insurance for a business. This insurance can provide valuable protection against such things as theft, property damage, and liability. It can also provide coverage for business interruption and employee injuries. At The Greg Ganyo Insurance Agency, we will help you determine what you truly need in terms of coverage. We will help you identify the assets that are most important for your business and then ensure they are covered properly.
Commercial insurance can be purchased to include any of the following:
• Property Insurance – Designed to protect property against loss due to fire or theft. It may also provide the cash flow necessary to keep a business in operation while repairs are being made following a covered loss.
• Liability Insurance – Protects the business owner against claims of injury resulting from defective products, negligence, or carelessness.
• Worker’s Compensation Insurance – Covers the medical costs and a percentage of lost wages incurred by an employee injured on the job.
• Commercial Auto Insurance – If you have a company vehicle used in the day to day operations, you will need proper commercial auto insurance. This type of insurance is different from regular automobile insurance coverage.
Whether you are a new business owner or already have an established business The Greg Ganyo Insurance Agency can help. It is wise to consult with an experienced agent who understands what business owners need to protect themselves against unforeseen circumstances. We live in an extremely litigious society. It is important to be knowledgeable and have an agent available to consult with immediately when issues arise. Cross one less thing off your to-do list and contact The Greg Ganyo Insurance Agency. In doing so you will obtain more than just a commercial insurance policy. You will also receive peace of mind knowing your business, and all that you’ve worked hard for is protected.
Contact The Greg Ganyo Insurance Agency at 651-964-4020 for your small business insurance MN | AZ| WI | IA.
We never thought we would need to shop around for insurance after being with State Farm for so many years. Having never filed a claim of any sort with our former insurance provider, we continued to see our rates go up each year, yet we were considered, VIP. Thats when we contacted The Greg Ganyo Agency…