Want to know how much you would need for Life Insurance?
Receive instant on-line quotes from multiple life insurance providers within minutes. Just a few simple questions to answer and you’re on your way to securing your family’s future.
Click HERE for Life Insurance Quotes.
Want to know what your car is valued at?
This site can tell you what you may or may not be able to sell or trade in your car for but most insurance companies use a company called CCC to calculate the car replacement value in a time of loss.
Click HERE for Kelly Blue Book quote.
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Use this free mortgage calculator to save money on your home loan today. Includes amortization tables, bi-weekly savings, refinance info, and helpful tips.
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Want to know what your house is valued at?
Keep in mind Insurance companies deal in Replacement costs, not market value, not tax value
Example: If you have 3 identical houses. One in a nice suburban area, one in the worst part of the inner city and one out on Lake Minnetonka
The tax value would be different on all three houses because the house taxes are not just about the house but also the aesthetics of the area (lakeshore).
The market value would be different as well. The city home in a bad area could be half the value of the suburbs and the Lake home could be twice the value of the suburban home. But if each of those houses were to burn to the ground it would cost the same amount to rebuild each of the locations as the material and labor costs would be the same in a close proximity.
We never thought we would need to shop around for insurance after being with State Farm for so many years. Having never filed a claim of any sort with our former insurance provider, we continued to see our rates go up each year, yet we were considered, VIP. Thats when we contacted The Greg Ganyo Agency…